About Flagstar
Custom-crafted banking
Flagstar Bank offers exceptional full-service banking and lending expertise with a distinctive, personal focus. Chartered in 1987 as a federal savings bank, today Flagstar has assets of $22 billion, is the fifth largest bank mortgage originator nationally, and the third largest savings bank in the country. Our team’s financial craftsmen possess skill and pride in their work that is reflected in their commitment to creating solutions tailor-fit for each customer.
Access to the proper tools—like our wide range of consumer, business, and commercial products and services—is vital for any specialist’s success. After carefully listening to clients, Flagstar’s craftsmen know exactly which tools will work best to create a custom solution for their needs.
Our commitment extends to the community, where we support efforts which promote homeownership and financial well-being, including special grant programs, down payment assistance, and CRA mortgage programs. Our employees donate their time volunteering in a variety of programs and organizations in the communities we serve.
We operate 160 branches in Michigan, Indiana, California, Wisconsin, and Ohio and provide a full complement of products and services for consumers and businesses. Our commercial banking business is based on relationships and built on trust, relying on talented bankers to custom-craft solutions for customers. Our mortgage division operates nationally through 88 retail locations and a wholesale network of approximately 2,000 third-party mortgage originators. We are also a leading servicer and subservicer of mortgage loans—handling recordkeeping for $204 billion in home loans.
Flagstar Bank is a subsidiary of Flagstar Bancorp, which is listed on the New York Stock Exchange under the symbol FBC.

Desert Community Bank
Desert Community Bank provides remarkable service in a hometown atmosphere throughout its eight branches in southern California’s High Desert region. That service, paired with a sincere dedication to the community, has earned Desert Community Bank a loyal customer base for more than 35 years. It’s a standard they strive to maintain every day. Learn more at dcbk.org.

Opes Advisors
Opes Advisors, a mortgage bank and wealth advisory firm headquartered in Cupertino, Calif., is a recent addition to the Flagstar family. It has operated since 2004 as a relationship-based, technology-driven mortgage and wealth management company.
Collectively, Flagstar and Opes Advisors offer clients a powerful lineup of products, a best-in-class retail origination platform, and a professional, experienced cadre of loan officers skilled at crafting home lending solutions. Opes Advisors expands Flagstar’s geographic range, offering even more clients access to the combined offerings of both teams. Discover more information at opesadvisors.com.