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Personal Checking Accounts

Checking Accounts

Looking for a checking account that’s designed to fit right where you are in life? SimplyChecking products recognize the relationship you build with Flagstar. Select from three different checking accounts.

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SimplyChecking

If simplicity is key, this is the no-frills account for you. You’ll have the ability to write checks, access your cash, bank online or with your mobile phone1—even pay bills electronically.

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SimplyPlus+ CheckingSM

If you usually keep a balance of $1,000 or more and want your deposits to earn interest2, this is an account designed to help you save.

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SimplyAccess Checking

Just the vital essentials: the convenience of a debit card, personal checks, and online and mobile banking.1 You can even pay your bills electronically.

 

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SimplySelect Checking

If you’d like your checking account deposits to also earn interest,2 this account was crafted for you.

 

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SimplyMax® Checking

Get the most out of your checking account—from services to interest.

 

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SimplyOne

Avoid overdrafts and being assessed Non-Sufficient Funds fees with this “checkless” account.

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All checking accounts come with:

Online Banking
ONLINE BANKING AND BILL PAY
Mobile Banking
MOBILE BANKING WITH MOBILE DEPOSIT1
FREE VISA® DEBIT/ATM CARD3
FREE ACCESS TO A NETWORK OF OVER 56,000 ALLPOINT AND PRESTO ATMS WORLDWIDE4
$
OVERDRAFT PROTECTION OPTIONS5

You may also be interested in:

Savings Accounts
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Certificates of Deposit
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Business Checking Accounts
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

 

1Not all devices may be supported. Customer eligibility required.  Personal customer checking and savings accounts only. 

 

2Interest rates are tiered to a maximum amount. View interest rates.

 

3This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

 

4Currency conversion fee may apply to transactions outside the U.S.

 

5Bounce protection is not available for SimplyOne accounts.

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Equal Housing Lender Member FDIC
Official banking and mortgage partner of the Detroit Pistons
Official banking and mortgage partner of the Detroit Pistons
One of the ten best national banks
One of the ten best national banks